DailyDirt: Tuition Debt Is For Chumps?

from the urls-we-dig-up dept

Crowds of students are graduating (or have just graduated) from college, and they might be a little nervous about how they’re going to pay off their student loans. Student debt can be difficult to pay off, so some folks are trying to avoid it completely in a few novel ways. Here are a bunch of examples of students getting financially creative with their tuition bills.

If you’d like to read more awesome and interesting stuff, check out this unrelated (but not entirely random!) Techdirt post via StumbleUpon.

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Companies: duke, ebay, excelsior college

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Comments on “DailyDirt: Tuition Debt Is For Chumps?”

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The continual decrease in education funding is very shortsighted. The affects are large and devastating, tuition debt is only one of many problems being caused by this war on education. To make matters even worse, the bozos in DC want to double the interest rate on student loans.

If you need money for college, ask your parents for a loan they say … Can’t afford college, go to trade school they say. College is elitist and brainwashes you into becoming a democrat they say. What a load of crappola.

The Mighty Buzzardsays:

Re: Re: Re:

Some do but quite a lot of them pay better than you’d think. Plumber, electrician, and HVAC guys all make a hell of a lot more than I did at my first sysadmin job, as do most union jobs. For that matter, sysadmin isn’t really helped by having a degree beyond basic coding ability and that can be picked up for free online.

Most business positions have no need of what they had to learn for a business degree. Accountants and lawyers being pretty much the only exception.

The Mighty Buzzardsays:

Re: Re: Re: Re: Re:

For chemists, electronics engineers, and medical careers I agree. These are proper science and engineering fields and should remain as they are, more or less.

Things that are not proper science or the application of it though? They’re better taught in trade schools or learned on the job. Spending years and thousands of dollars on a degree for them is foolish beyond belief and does no good for anyone except the universities.

The humanities? They’re another discussion entirely; a fair number of their degrees have no career path whatsoever outside teaching them to the next batch of students.


Excelsior / Regents

Excelsior is legit, though not very prestigious. They are, however, very good at accepting transfer credit from other properly-accredited sources. None of that “you have to take OUR version of Comp120” shit.

Historically, I think their biggest market was US military folk — who would go to school part-time, get moved around a lot, and graduate from Regents (old name) with a combination of transfer credit and guided-reading-up-on-your-own credit-by-exam.

Linder got a pretty generic Associates with a funny name by transferring credit from a variety of sources. His trick was to find cheap or free classes that he could transfer. If he’d been better at AP or CLEP exams it might have been even easier.

I expect Excelsior is watching and considering MOOC developments very closely, and could be one of the pioneers in transforming MOOC completions into degrees from an accredited institution.

Chuck Norris' Enemy (deceased)says:

Not that hard

I got an EE degree from a CSU system school in 4 1/2 years that I paid for myself with a part-time job and modest living. I had a decent apartment. Cheap cars (biked mostly anyway). I was married 2/3 the time and had a kid the last year. No student loans (wife also) and I got a degree (she got a degree in Mol. Bio) with which I could get a real job afterward. Of course, only half the courses I was forced to take meant anything to me or my career path. What will cut down on tuition cost and debt is not forcing students to take at least three semesters worth of classes they’ll never need.

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